SoftCoin Privacy Policy

1. Introduction

1.1 This Privacy Policy explains what data we collect and how we use and protect it in SoftCoin, owned by Volodymyr Bunchykov.

1.2 This policy describes data processing. Using the app does not itself replace consent where required by law.

2. Data we collect

2.1 Account data: email and login credentials; name and avatar if you add them. Financial data: income and expense transactions, categories, tags, wallets and planned payments.

2.2 Technical data collected by third-party SDKs:

2.3 Firebase Authentication, Firestore and performance logs.

2.4 Google Analytics usage metrics.

2.5 Google AdMob advertising platform data.

3. Purposes of processing

3.1 Providing app functionality, including tracking and filtering.

3.2 Authentication and account security.

3.3 Usage analytics and service improvements.

3.4 Displaying personalised or non-personalised advertising. Personalisation requires your consent where required by law.

4. Legal bases

4.1 Consent applies where required, including advertising technologies and optional analytics where applicable. You may withdraw it.

4.2 Performance of a contract applies to account operation, financial tracking and paid features.

4.3 Legitimate interests apply to necessary security measures and abuse prevention, taking account of your rights. Legal obligations apply to records required by law.

5. Data sharing

5.1 The app uses Google (Firebase, Analytics, AdMob); iOS purchases use Apple and RevenueCat. RevenueCat verifies purchases and subscription status using the account identifier and purchase data; Firebase stores verified access status.

5.2 Data for personalised advertising is shared with your consent where required by law. Non-personalised ads may be shown without that consent.

6. Data retention

6.1 Account and financial tracking data is stored to operate the service until account deletion. Payment services may retain purchase records under their policies and legal obligations.

6.2 Retention of technical logs and analytics depends on service settings and the need to diagnose faults and maintain security. Data is deleted or anonymised when no longer needed for the stated purposes, except where retention is required by law.

7. Your rights

7.1 Access to your data.

7.2 Requests to correct your data.

7.3 Delete your account via Profile → Edit → Delete account. For purchase data erasure requests, contact vbunchyk@gmail.com.

7.4 Advertising consent controls appear at the bottom of this policy when Google provides the form. Send other data-processing requests to vbunchyk@gmail.com.

8. Security

8.1 We use technical and organisational measures to protect data.

9. Children and age limits

9.1 The app is intended for users aged 13 and older; parental consent is required for users under 18.

10. International transfers

10.1 Google, Apple and RevenueCat may process data outside your country, including in the United States. International transfers are subject to legally required bases and safeguards.

11. Purchase data

11.1 Apple processes payments for the monthly Premium subscription and one-time ad removal. SoftCoin does not receive your payment card number, expiry date or security code.

12. Receipt photo processing

12.1 The receipt photo and the selected wallet’s category and tag names are sent through Firebase to Google Gemini to fill in the transaction form. SoftCoin does not store photos in its database or file storage; the temporary in-app copy is deleted after processing or cancellation. The gallery original remains on your device.

13. Voice input

13.1 The Apple or Android system speech service converts speech to text, using the provider’s servers if needed. Only recognized text and the wallet’s category and tag names are sent through Firebase to Google Gemini to prepare transactions, without audio. SoftCoin does not store audio or the original dictation text in its database or storage; temporary text and unsaved drafts are discarded when you leave the screen. Confirmed transactions and technical request counters are stored. Processing by Apple and Google is governed by those providers’ terms and policies.

14. Contact

14.1 For questions or complaints:

Email: vbunchyk@gmail.com
Owner: Volodymyr Bunchykov