SoftCoin Terms of Use

1. Introduction

1.1 These Terms govern the use of SoftCoin, developed by Volodymyr Bunchykov.

1.2 By using the app, you agree to these Terms.

2. Registration

2.1 An account (email and password) is required to use the app.

2.2 You are responsible for protecting your login credentials.

3. Using the app

3.1 The app is intended for personal financial tracking.

3.2 Using the app for unlawful activities is prohibited.

4. Advertising and third-party services

4.1 The app's core features are available in the standard version.

4.2 The app may display advertising.

4.3 The app uses Firebase, Google Analytics and Google AdMob.

4.4 Third-party services operate under their own terms and privacy policies.

5. Intellectual property

5.1 All rights belong to the app's creator.

5.2 You receive a limited licence to use the app.

6. Disclaimer

6.1 The app is provided as is.

6.2 We do not guarantee uninterrupted operation.

6.3 We do not guarantee data security.

6.4 We are not liable for loss of data.

6.5 We are not liable for damage arising from use of the app.

7. Account deletion

7.1 You may delete your account at any time.

8. Changes to the Terms

8.1 We may change these Terms.

8.2 Continued use indicates acceptance.

9. Purchases and subscriptions

9.1 Premium is a monthly auto-renewing subscription. The price and billing period are displayed before purchase. Ad removal is a separate non-consumable purchase. Cancellation, refunds and billing are managed by Apple. Deleting a Soft Coin account does not cancel an Apple subscription. Restore purchases using the same Apple Account; purchases remain linked to the Soft Coin account used for the purchase.

9.2 After cancellation of renewal, Premium remains available until the paid period ends. Manage and restore purchases in Settings → Manage subscription.

10. Governing law

10.1 Ukrainian law applies.

10.2 Disputes are heard by the courts of Ukraine or the courts at the defendant's place of residence.

11. Receipt analysis

11.1 Camera and gallery photo analysis is available with Premium: up to 100 submissions per account per UTC calendar month. AI helps fill in the form and may make mistakes. Check the amount, date, category and tag before saving a transaction.

12. Voice input

12.1 AI voice input is available with Premium: up to 100 dictation processing requests per account per UTC calendar month. Microphone and speech recognition permissions are required, along with internet access for AI. Check and, if needed, edit suggested transactions before saving; unsaved drafts are discarded when you leave.

13. Contact

13.1 For questions or complaints:

Email: vbunchyk@gmail.com
Owner: Volodymyr Bunchykov